This Privacy Policy (“Policy”) applies to Porchswingfunding.com, and Shellback Specialties dba Porch Swing Funding (“Company”) and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to the Company include Porchswingfunding.com. The Company’s website is a real estate note-buying site. By using the Company website, you consent to the data practices described in this statement.
Collection of your Personal Information
In order to better provide you with products and services offered, the Company may collect personally identifiable information, such as your:
- First and last name
- Mailing address
- Email address
- Phone number
- Job title
- Real estate property information
- Information regarding and contained in existing legal agreements
We do not collect personal information about you unless you voluntarily provide it to us or it is available to the general public through recorded real estate instruments or other free or paid data sources. We will use your information to communicate with you about services and/or products you have requested from us, but we may also gather additional personal or non-personal information in the future.
Communications & Text Messaging
Porch Swing Funding collects SMS opt-in verbally at their locations or over the phone. When a customer is registered for the first time, they are asked to provide the phone number, and staff is trained to ask if the customer would like to opt in to SMS-based notifications. They will be verbally informed that “Message and data rates may apply”, “Message frequency may vary”, and they can “text HELP for support or more information and STOP to unsubscribe at any time”. They will also be informed that their phone number will not be shared with third parties for marketing or promotional purposes.
Privacy and Terms:
https://porchswingfunding.com/privacy-policy-psf
https://porchswingfunding.com/terms-conditions-psf
If at any time you prefer not to receive SMS/MMS, you may reply STOP to end text communication. Standard text messaging rates may apply.
Message Delivery Disclaimer
Porch Swing Funding is not responsible for delayed, undelivered, or misdirected text messages or other communications caused by mobile-carrier networks, internet providers, or factors outside our control. You acknowledge that carrier reliability and data-network performance can vary, and that we do not guarantee uninterrupted access to or receipt of any Communications Services.
Message Log Retention
We may retain limited records of text messages and other Communications Services, such as timestamps, sender and recipient information, and message content, solely for business, compliance, and record-keeping purposes. These logs are stored securely in accordance with our internal data-retention policies and applicable privacy laws, and access is restricted to authorized personnel only. We do not sell or share message content with third parties for marketing or profiling.
Use of your Personal Information
The Company collects and uses your personal information in the following ways, including information generated through our voice, email, and text-messaging communications (collectively, the “Communications Services”):
- to operate and deliver the services you have requested
- to provide you with information, products, or services that you request from us
- to carry out the Company’s obligations and enforce our rights arising from any contracts entered between you and us
- to notify you about changes to our Porchswingfunding.com or any products or services we offer or provide through it
- in any other way we may describe when you provide the information
- for any other purpose with your consent.
The Company may also use your personally identifiable information to inform you of other products or services available from the Company and its affiliates.
Sharing Information with Third Parties and Mobile Data Non-Disclosured Parties
The Company does not sell, rent, or lease its customer lists to third parties.
We do not sell, rent, or share mobile-originated data (including text message content, opt-in information, and phone numbers) with any third parties. Mobile opt-in information won’t be shared with third parties for marketing purposes. Such information is used exclusively to provide and support our Communications Services and is processed only by service providers acting on our behalf under strict confidentiality and data-protection obligations. It is never disclosed, sold, or transferred for marketing, advertising, or any unrelated purpose.
The Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Company, and they are required to maintain the confidentiality of your information.
We may share limited data necessary to deliver and support our Communications Services—including call connection, text messaging, and message routing—with trusted technology vendors such as Microsoft Corporation (Microsoft Teams), telecommunications carriers, and network-service providers. These entities process message and call data on our behalf under strict confidentiality and data-protection agreements. They are prohibited from using or disclosing that data for marketing or any purpose other than delivering and maintaining the Communications Services.
For avoidance of doubt, we never share mobile opt-in information, message content, or phone numbers obtained through our text messaging program with any third parties outside our service providers.
The Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Company or the site; (b) protect and defend the rights or property of the Company; and/or (c) act under exigent circumstances to protect the personal safety of users of the Company, or the public.
SMS & Mobile Data
We do not sell, rent, or lease mobile subscriber information. No mobile information will be shared with third parties/affiliates for marketing or promotional purposes. Text messaging originator opt‑in data and consent will not be shared with any third parties. Message data may be shared with service providers solely to deliver and support our SMS service (for example, message transport and delivery) and not for their independent use. Message and data rates may apply.
Tracking User Behavior
The Company may keep track of the websites and pages our users visit within the Company to determine what services are the most popular. This data is used to deliver customized content and advertising within the Company to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
The Company may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding the use of the Company’s website.
Use of Cookies
The Company’s website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Company’s services or websites you visit.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
The Company secures your personal information from unauthorized access, use, or disclosure. The Company uses the following methods for this purpose:
- SSL Protocol
In addition to SSL encryption for our website, we rely on secure transmission and storage methods provided by our telecommunications and cloud partners for all Communications Services, including voice calls, SMS/MMS messages, and voicemails. Message content and related metadata are protected through encryption in transit and at rest within Microsoft 365 and associated carrier systems. Access to these records is restricted to authorized personnel and governed by our internal data-security and retention policies.
When personal information is transmitted to other websites, it is protected through encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet that are beyond our control; and (b) the security, integrity, and privacy of any and all information and data exchanged between you and us through this site cannot be guaranteed.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
- Delete your personal information from our records; and
- Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
- Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, and provide a good or service requested by you or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for that activity;
- Debug to identify and repair errors that impair existing intended functionality;
- Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
- Comply with the California Electronic Communications Privacy Act;
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
- Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
- Comply with an existing legal obligation; or
- Otherwise, use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
Children Under Thirteen
The Company does not knowingly collect personally identifiable information from children under the age of 13. If you are under the age of 13, you must ask your parent or guardian for permission to use this website.
Email Communications
From time to time, the Company may contact you via email to provide announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. To improve our services, we may receive a notification when you open an email from the Company or click a link therein.
If you would like to stop receiving marketing or promotional communications via email from the Company, you may opt out of such communications by replying STOP or clicking on the unsubscribe button.
Text Message Communications
To receive text messages from Porch Swing Funding, you must provide express consent by either (a) initiating a text message to our business number, or (b) affirmatively requesting text communication while discussing an active transaction. Providing your mobile number on a form or email alone does not constitute consent. We send text messages only for transactional or informational purposes.
You may reply STOP at any time to revoke your consent for text messaging. After you send STOP, you will receive one final message confirming that you have been unsubscribed, and no further text messages will be sent. Standard carrier messaging and data rates may apply.
External Data Storage Sites
We may store your data on servers provided by third-party hosting vendors with whom we have contracted.
Changes to This Statement
The Company reserves the right to update or modify this Policy from time to time, including any provisions governing our Communications Services or message-handling practices. We may make changes when there are updates to our services, adjustments to data-protection requirements, or changes in applicable laws and carrier policies. When significant changes are made, we will notify you by posting an updated version of this Policy on our website with a revised effective date, and we may also send notice by email or other reasonable means. Your continued use of our website or Communications Services after such notice constitutes your acknowledgment and acceptance of the revised Policy.
Contact Information
The Company welcomes your questions or comments regarding this Policy. If you believe that the Company has not adhered to this Policy, please contact the Company at:
Shellback Specialties dba Porch Swing Funding
3290 Bennett Creek Ave, Unit B-133
Frederick, MD 21704
Email Address:
contact@porchswingfunding.com
Phone Number:
866-399-2871
Effective as of October 21, 2025